Plus: the best credit cards to use at Disney+ for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Disney+ uses MCC code 4899 (Cable and other pay television (previously Cable Services)). The best credit card is the Blue Cash Preferred (Morgan Stanley), earning 6x rewards on this category.
Disney+ transactions are processed under MCC 4899 (Cable and other pay television (previously Cable Services), category: utilities). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Blue Cash Preferred (Morgan Stanley) | 6x | $95/yr | American Express | Apply Now |
| Blue Cash Preferred | 6x | $95/yr | American Express | Apply Now |
| Marriott Bonvoy Business | 4x | $125/yr | American Express | Apply Now |
| Business Gold | 4x | $375/yr | American Express | Apply Now |
| Autograph | 3x | No annual fee | Wells Fargo | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Disney+ uses MCC code 4899, which is classified as "Cable and other pay television (previously Cable Services)". This determines which credit card bonus categories apply to purchases at Disney+.
The best credit card at Disney+ is the Blue Cash Preferred (Morgan Stanley), which earns 6x points/miles on purchases coded as MCC 4899 (Cable and other pay television (previously Cable Services)).
Disney+ uses MCC 4899 (Cable and other pay television (previously Cable Services)). This means purchases at Disney+ do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).