Plus: the best credit cards to use at Duolingo for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Duolingo uses MCC code 8299 (Schools and Educational Services ( Not Elsewhere Classified)). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Duolingo transactions are processed under MCC 8299 (Schools and Educational Services ( Not Elsewhere Classified), category: education). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Duolingo uses MCC code 8299, which is classified as "Schools and Educational Services ( Not Elsewhere Classified)". This determines which credit card bonus categories apply to purchases at Duolingo.
The best credit card at Duolingo is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 8299 (Schools and Educational Services ( Not Elsewhere Classified)).
Duolingo uses MCC 8299 (Schools and Educational Services ( Not Elsewhere Classified)). This means purchases at Duolingo do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).