Plus: the best credit cards to use at Emirates for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Emirates uses MCC code 4511 (Airlines, Air Carriers ( not listed elsewhere)). The best credit card is the Venture X, earning 10x rewards on this category.
Emirates transactions are processed under MCC 4511 (Airlines, Air Carriers ( not listed elsewhere), category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Venture X | 10x | $395/yr | Capital One | Apply Now |
| Sapphire Reserve | 10x | $795/yr | Chase | Apply Now |
| JetBlue Premier | 8x | $499/yr | Barclays | Apply Now |
| Hilton Honors Aspire | 7x | $550/yr | American Express | Apply Now |
| JetBlue Plus | 6x | $99/yr | Barclays | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Emirates uses MCC code 4511, which is classified as "Airlines, Air Carriers ( not listed elsewhere)". This determines which credit card bonus categories apply to purchases at Emirates.
The best credit card at Emirates is the Venture X, which earns 10x points/miles on purchases coded as MCC 4511 (Airlines, Air Carriers ( not listed elsewhere)).
Emirates uses MCC 4511 (Airlines, Air Carriers ( not listed elsewhere)). This means purchases at Emirates do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).