Plus: the best credit cards to use at Hilton Hotels for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Hilton Hotels uses MCC code 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)). The best credit card is the Hilton Honors Aspire, earning 14x rewards on this category.
Hilton Hotels transactions are processed under MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified), category: lodging). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Hilton Honors Aspire | 14x | $550/yr | American Express | Apply Now |
| Hilton Honors Surpass | 12x | $95/yr | American Express | Apply Now |
| Hilton Honors Business | 12x | $175/yr | American Express | Apply Now |
| Best Western Rewards Premium | 10x | $89/yr | FNBO | Apply Now |
| Choice Privileges Select | 10x | $95/yr | Wells Fargo | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Hilton Hotels uses MCC code 7011, which is classified as "Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)". This determines which credit card bonus categories apply to purchases at Hilton Hotels.
The best credit card at Hilton Hotels is the Hilton Honors Aspire, which earns 14x points/miles on purchases coded as MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)).
Hilton Hotels uses MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)). This means purchases at Hilton Hotels do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).