Plus: the best credit cards to use at Hotels.com for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Hotels.com uses MCC code 4722 (Travel Agencies and Tour Operations). The best credit card is the Strata Premier, earning 10x rewards on this category.
Hotels.com transactions are processed under MCC 4722 (Travel Agencies and Tour Operations, category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Strata Premier | 10x | $95/yr | Citi | Apply Now |
| Venture X | 10x | $395/yr | Capital One | Apply Now |
| Sapphire Reserve | 10x | $795/yr | Chase | Apply Now |
| Double Cash | 5x | No annual fee | Citi | Apply Now |
| VentureOne | 5x | No annual fee | Capital One | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Hotels.com uses MCC code 4722, which is classified as "Travel Agencies and Tour Operations". This determines which credit card bonus categories apply to purchases at Hotels.com.
The best credit card at Hotels.com is the Strata Premier, which earns 10x points/miles on purchases coded as MCC 4722 (Travel Agencies and Tour Operations).
Hotels.com uses MCC 4722 (Travel Agencies and Tour Operations). This means purchases at Hotels.com do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).