MCC 5734

What MCC Code Does iCloud+ Use?

Plus: the best credit cards to use at iCloud+ for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

iCloud+ uses MCC code 5734 (Computer Software Stores). The best credit card is the Brex, earning 2x rewards on this category.

Best Credit Cards at iCloud+

iCloud+ transactions are processed under MCC 5734 (Computer Software Stores, category: software). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Brex 2x No annual fee Brex Apply Now
Business Platinum 2x $695/yr American Express Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5734 iCloud+ merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does iCloud+ use?

iCloud+ uses MCC code 5734, which is classified as "Computer Software Stores". This determines which credit card bonus categories apply to purchases at iCloud+.

What is the best credit card to use at iCloud+?

The best credit card at iCloud+ is the Brex, which earns 2x points/miles on purchases coded as MCC 5734 (Computer Software Stores).

Does iCloud+ qualify for grocery credit card bonuses?

iCloud+ uses MCC 5734 (Computer Software Stores). This means purchases at iCloud+ do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).