Plus: the best credit cards to use at Jelly Belly for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Jelly Belly uses MCC code 5441 (Candy, Nut, and Confectionery Stores). The best credit card is the Hilton Honors Surpass, earning 6x rewards on this category.
Jelly Belly transactions are processed under MCC 5441 (Candy, Nut, and Confectionery Stores, category: retail). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Hilton Honors Surpass | 6x | $95/yr | American Express | Apply Now |
| Blue Cash Preferred | 6x | $95/yr | American Express | Apply Now |
| Blue Cash Preferred (Morgan Stanley) | 6x | $95/yr | American Express | Apply Now |
| Hilton Honors Business | 6x | $175/yr | American Express | Apply Now |
| Hilton Honors | 5x | No annual fee | American Express | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Jelly Belly uses MCC code 5441, which is classified as "Candy, Nut, and Confectionery Stores". This determines which credit card bonus categories apply to purchases at Jelly Belly.
The best credit card at Jelly Belly is the Hilton Honors Surpass, which earns 6x points/miles on purchases coded as MCC 5441 (Candy, Nut, and Confectionery Stores).
Jelly Belly uses MCC 5441 (Candy, Nut, and Confectionery Stores). This means purchases at Jelly Belly do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).