Plus: the best credit cards to use at Jos. A. Bank for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Jos. A. Bank uses MCC code 5611 (Men’s and Boy’s Clothing and Accessories Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Jos. A. Bank transactions are processed under MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores, category: apparel). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Jos. A. Bank uses MCC code 5611, which is classified as "Men’s and Boy’s Clothing and Accessories Stores". This determines which credit card bonus categories apply to purchases at Jos. A. Bank.
The best credit card at Jos. A. Bank is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores).
Jos. A. Bank uses MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores). This means purchases at Jos. A. Bank do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).