Plus: the best credit cards to use at Lyft for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Lyft uses MCC code 4121 (Taxicabs and Limousines). The best credit card is the Venture X, earning 10x rewards on this category.
Lyft transactions are processed under MCC 4121 (Taxicabs and Limousines, category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Venture X | 10x | $395/yr | Capital One | Apply Now |
| Sapphire Reserve | 10x | $795/yr | Chase | Apply Now |
| Brex | 7x | No annual fee | Brex | Apply Now |
| VentureOne | 5x | No annual fee | Capital One | Apply Now |
| Double Cash | 5x | No annual fee | Citi | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Lyft uses MCC code 4121, which is classified as "Taxicabs and Limousines". This determines which credit card bonus categories apply to purchases at Lyft.
The best credit card at Lyft is the Venture X, which earns 10x points/miles on purchases coded as MCC 4121 (Taxicabs and Limousines).
Lyft uses MCC 4121 (Taxicabs and Limousines). This means purchases at Lyft do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).