Plus: the best credit cards to use at Miami-Dade Transit for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Miami-Dade Transit uses MCC code 4111 (Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation.). The best credit card is the Amtrak Guest Rewards Preferred, earning 4x rewards on this category.
Miami-Dade Transit transactions are processed under MCC 4111 (Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation., category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Amtrak Guest Rewards Preferred | 4x | $99/yr | FNBO | Apply Now |
| Altitude Reserve | 3x | No annual fee | U.S. Bank | Apply Now |
| Amtrak Guest Rewards | 3x | No annual fee | FNBO | Apply Now |
| Autograph | 3x | No annual fee | Wells Fargo | Apply Now |
| Blue Cash Preferred | 3x | $95/yr | American Express | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Miami-Dade Transit uses MCC code 4111, which is classified as "Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation.". This determines which credit card bonus categories apply to purchases at Miami-Dade Transit.
The best credit card at Miami-Dade Transit is the Amtrak Guest Rewards Preferred, which earns 4x points/miles on purchases coded as MCC 4111 (Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation.).
Miami-Dade Transit uses MCC 4111 (Local/Suburban Commuter Passenger Transportation – Railroads, Feries, Local Water Transportation.). This means purchases at Miami-Dade Transit do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).