MCC 8099

What MCC Code Does One Medical Use?

Plus: the best credit cards to use at One Medical for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

One Medical uses MCC code 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at One Medical

One Medical transactions are processed under MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified), category: healthcare). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

Frequently Asked Questions

What MCC code does One Medical use?

One Medical uses MCC code 8099, which is classified as "Medical Services and Health Practitioners (Not Elsewhere Classified)". This determines which credit card bonus categories apply to purchases at One Medical.

What is the best credit card to use at One Medical?

The best credit card at One Medical is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)).

Does One Medical qualify for grocery credit card bonuses?

One Medical uses MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)). This means purchases at One Medical do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).