Plus: the best credit cards to use at Pep Boys for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Pep Boys uses MCC code 5533 (Automotive Parts, Accessories Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Pep Boys transactions are processed under MCC 5533 (Automotive Parts, Accessories Stores, category: retail). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Pep Boys uses MCC code 5533, which is classified as "Automotive Parts, Accessories Stores". This determines which credit card bonus categories apply to purchases at Pep Boys.
The best credit card at Pep Boys is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5533 (Automotive Parts, Accessories Stores).
Pep Boys uses MCC 5533 (Automotive Parts, Accessories Stores). This means purchases at Pep Boys do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).