MCC 5941

What MCC Code Does REI Use?

Plus: the best credit cards to use at REI for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

REI uses MCC code 5941 (Sporting Goods Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at REI

REI transactions are processed under MCC 5941 (Sporting Goods Stores, category: sporting_goods). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5941 REI merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does REI use?

REI uses MCC code 5941, which is classified as "Sporting Goods Stores". This determines which credit card bonus categories apply to purchases at REI.

What is the best credit card to use at REI?

The best credit card at REI is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5941 (Sporting Goods Stores).

Does REI qualify for grocery credit card bonuses?

REI uses MCC 5941 (Sporting Goods Stores). This means purchases at REI do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).