MCC 5712

What MCC Code Does Restoration Hardware (RH) Use?

Plus: the best credit cards to use at Restoration Hardware (RH) for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Restoration Hardware (RH) uses MCC code 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Restoration Hardware (RH)

Restoration Hardware (RH) transactions are processed under MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances, category: home). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5712 Restoration Hardware (RH) merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Restoration Hardware (RH) use?

Restoration Hardware (RH) uses MCC code 5712, which is classified as "Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances". This determines which credit card bonus categories apply to purchases at Restoration Hardware (RH).

What is the best credit card to use at Restoration Hardware (RH)?

The best credit card at Restoration Hardware (RH) is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances).

Does Restoration Hardware (RH) qualify for grocery credit card bonuses?

Restoration Hardware (RH) uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances). This means purchases at Restoration Hardware (RH) do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).