Plus: the best credit cards to use at Ross Dress for Less for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Ross Dress for Less uses MCC code 5331 (Variety Stores). The best credit card is the Shopper Cash Rewards, earning 6x rewards on this category.
Ross Dress for Less transactions are processed under MCC 5331 (Variety Stores, category: retail). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Shopper Cash Rewards | 6x | $95/yr | U.S. Bank | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Ross Dress for Less uses MCC code 5331, which is classified as "Variety Stores". This determines which credit card bonus categories apply to purchases at Ross Dress for Less.
The best credit card at Ross Dress for Less is the Shopper Cash Rewards, which earns 6x points/miles on purchases coded as MCC 5331 (Variety Stores).
Ross Dress for Less uses MCC 5331 (Variety Stores). This means purchases at Ross Dress for Less do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).