Plus: the best credit cards to use at Snapchat Ads for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Snapchat Ads uses MCC code 7311 (Advertising Services). The best credit card is the Marriott Bonvoy Business, earning 4x rewards on this category.
Snapchat Ads transactions are processed under MCC 7311 (Advertising Services, category: professional). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Marriott Bonvoy Business | 4x | $125/yr | American Express | Apply Now |
| Business Gold | 4x | $375/yr | American Express | Apply Now |
| Ink Business Preferred | 3x | $95/yr | Chase | Apply Now |
| IHG Premier Business | 3x | $99/yr | Chase | Apply Now |
| Hilton Honors Business | 3x | $175/yr | American Express | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Snapchat Ads uses MCC code 7311, which is classified as "Advertising Services". This determines which credit card bonus categories apply to purchases at Snapchat Ads.
The best credit card at Snapchat Ads is the Marriott Bonvoy Business, which earns 4x points/miles on purchases coded as MCC 7311 (Advertising Services).
Snapchat Ads uses MCC 7311 (Advertising Services). This means purchases at Snapchat Ads do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).