Plus: the best credit cards to use at Spirit Airlines for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Spirit Airlines uses MCC code 4511 (Airlines, Air Carriers ( not listed elsewhere)). The best credit card is the Venture X, earning 10x rewards on this category.
Spirit Airlines transactions are processed under MCC 4511 (Airlines, Air Carriers ( not listed elsewhere), category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Venture X | 10x | $395/yr | Capital One | Apply Now |
| Sapphire Reserve | 10x | $795/yr | Chase | Apply Now |
| JetBlue Premier | 8x | $499/yr | Barclays | Apply Now |
| Hilton Honors Aspire | 7x | $550/yr | American Express | Apply Now |
| JetBlue Plus | 6x | $99/yr | Barclays | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Spirit Airlines uses MCC code 4511, which is classified as "Airlines, Air Carriers ( not listed elsewhere)". This determines which credit card bonus categories apply to purchases at Spirit Airlines.
The best credit card at Spirit Airlines is the Venture X, which earns 10x points/miles on purchases coded as MCC 4511 (Airlines, Air Carriers ( not listed elsewhere)).
Spirit Airlines uses MCC 4511 (Airlines, Air Carriers ( not listed elsewhere)). This means purchases at Spirit Airlines do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).