Plus: the best credit cards to use at State Farm for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
State Farm uses MCC code 6300 (Insurance Sales, Underwriting, and Premiums). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
State Farm transactions are processed under MCC 6300 (Insurance Sales, Underwriting, and Premiums, category: financial). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
State Farm uses MCC code 6300, which is classified as "Insurance Sales, Underwriting, and Premiums". This determines which credit card bonus categories apply to purchases at State Farm.
The best credit card at State Farm is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 6300 (Insurance Sales, Underwriting, and Premiums).
State Farm uses MCC 6300 (Insurance Sales, Underwriting, and Premiums). This means purchases at State Farm do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).