Plus: the best credit cards to use at TikTok Ads for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
TikTok Ads uses MCC code 7311 (Advertising Services). The best credit card is the Marriott Bonvoy Business, earning 4x rewards on this category.
TikTok Ads transactions are processed under MCC 7311 (Advertising Services, category: professional). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Marriott Bonvoy Business | 4x | $125/yr | American Express | Apply Now |
| Business Gold | 4x | $375/yr | American Express | Apply Now |
| Ink Business Preferred | 3x | $95/yr | Chase | Apply Now |
| IHG Premier Business | 3x | $99/yr | Chase | Apply Now |
| Hilton Honors Business | 3x | $175/yr | American Express | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
TikTok Ads uses MCC code 7311, which is classified as "Advertising Services". This determines which credit card bonus categories apply to purchases at TikTok Ads.
The best credit card at TikTok Ads is the Marriott Bonvoy Business, which earns 4x points/miles on purchases coded as MCC 7311 (Advertising Services).
TikTok Ads uses MCC 7311 (Advertising Services). This means purchases at TikTok Ads do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).