Plus: the best credit cards to use at Vayama for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Vayama uses MCC code 4722 (Travel Agencies and Tour Operations). The best credit card is the Strata Premier, earning 10x rewards on this category.
Vayama transactions are processed under MCC 4722 (Travel Agencies and Tour Operations, category: transportation). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Strata Premier | 10x | $95/yr | Citi | Apply Now |
| Venture X | 10x | $395/yr | Capital One | Apply Now |
| Sapphire Reserve | 10x | $795/yr | Chase | Apply Now |
| Double Cash | 5x | No annual fee | Citi | Apply Now |
| VentureOne | 5x | No annual fee | Capital One | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Vayama uses MCC code 4722, which is classified as "Travel Agencies and Tour Operations". This determines which credit card bonus categories apply to purchases at Vayama.
The best credit card at Vayama is the Strata Premier, which earns 10x points/miles on purchases coded as MCC 4722 (Travel Agencies and Tour Operations).
Vayama uses MCC 4722 (Travel Agencies and Tour Operations). This means purchases at Vayama do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).