Autograph Journey vs Ink Business Premier
Autograph Journey
$95/yr
7.5/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Autograph Journey charges $95/yr with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Autograph Journey offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Autograph Journey
Lower annual fee ($95 vs $195)
Rewards Earning
Autograph Journey
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Autograph Journey wins for most people
The $100 fee difference is hard to justify unless you maximize premium benefits.
Apply for Autograph JourneyPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Autograph Journey
| Hotels | 5.0X |
| Airlines | 4.0X |
| Other travel | 3.0X |
| Dining | 3.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |