Avianca LifeMiles Elite vs Premium Rewards
Avianca LifeMiles Elite
$250/yr
6.0/10
VS
Premium Rewards
$95/yr
7.5/10
Quick Answer
Avianca LifeMiles Elite charges $250/yr with 1X base rewards. Premium Rewards charges $95/yr with 1X base rewards. Premium Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Premium Rewards
Lower annual fee ($250 vs $95)
Rewards Earning
Avianca LifeMiles Elite
3 earning categories
Benefits & Protection
Premium Rewards
5 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Premium Rewards wins for most people
The $155 fee difference is hard to justify unless you maximize premium benefits.
Apply for Premium RewardsPREMIUM PICK
Avianca LifeMiles Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Avianca LifeMiles EliteRewards Earning: Detailed Comparison
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |
Premium Rewards
| Travel purchases | 2.0X |
| Dining | 2.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Avianca LifeMiles Elite (0 benefits)
See full review for benefits details.
Premium Rewards (5 benefits)
- Trip Cancellation and Interruption Insurance (up to $2,500)
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Purchase Protection (up to $1,000)
- Extended Warranty