Avianca LifeMiles Elite vs Business Gold
Avianca LifeMiles Elite
$250/yr
6.0/10
VS
Business Gold
$375/yr
7.5/10
Quick Answer
Avianca LifeMiles Elite charges $250/yr with 1X base rewards. Business Gold charges $375/yr with 1X base rewards. Avianca LifeMiles Elite offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Avianca LifeMiles Elite
Lower annual fee ($250 vs $375)
Rewards Earning
Avianca LifeMiles Elite
3 earning categories
Benefits & Protection
Business Gold
5 benefits vs 0
Statement Credits
Business Gold
$240 in annual credits
Flexibility
Business Gold
Transferable points to airline/hotel partners
OUR PICK
Avianca LifeMiles Elite wins for most people
The $125 fee difference is hard to justify unless you maximize premium benefits.
Apply for Avianca LifeMiles ElitePREMIUM PICK
Business Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business GoldRewards Earning: Detailed Comparison
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |
Business Gold
| Top 2 eligible categories | 4.0X (up to $150,000) |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Avianca LifeMiles Elite (0 benefits)
See full review for benefits details.
Business Gold (5 benefits)
- Baggage Insurance Plan (up to $3,000)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $10,000)
- Extended Warranty
- Return Protection (up to $300)