Atmos Rewards Summit vs Avianca LifeMiles Elite
Atmos Rewards Summit
$395/yr
6.0/10
VS
Avianca LifeMiles Elite
$250/yr
6.0/10
Quick Answer
Atmos Rewards Summit charges $395/yr with 1X base rewards. Avianca LifeMiles Elite charges $250/yr with 1X base rewards. Avianca LifeMiles Elite offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Atmos Rewards Summit →
PointsPick may earn a commission. Disclosure
Apply for Avianca LifeMiles Elite →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Avianca LifeMiles Elite
Lower annual fee ($395 vs $250)
Rewards Earning
Atmos Rewards Summit
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Avianca LifeMiles Elite wins for most people
The $145 fee difference is hard to justify unless you maximize premium benefits.
Apply for Avianca LifeMiles ElitePREMIUM PICK
Atmos Rewards Summit wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Atmos Rewards SummitRewards Earning: Detailed Comparison
Atmos Rewards Summit
| Sustainable brands | 5.0X |
| Dining & grocery | 3.0X |
| Everything else | 1.5X |
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |