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Home › Best Credit Cards › Best for Transit & Rideshares

Best Credit Cards for Transit & Rideshares (March 2026)

Ranked by actual rewards rates at transit & rideshares merchants. 15 cards tested.
Updated March 11, 2026·PointsPick Data Team
Data verified March 2026 · Methodology
Quick Answer

The best credit card for transit & rideshares in 2026 is the Brex ($0/yr annual fee). We compared 15 cards across rewards rates, fees, and benefits to find the top picks.

Top 15 Cards Compared

#1
Brex
Brex
Top Pick
Brex ·
7.0
7x Rideshare$0/yr feeNo FTF
Brex earns 7X on rideshare, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
7xRideshare
4xTravel
3xRestaurants
2xRecurring Software
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Brex earns 7X on rideshare, with no annual fee, no foreign transaction fee.
Pros
  • 7X on rideshare
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#2
Green
Green
Runner Up
American Express ·
6.0
3x Travel$150/yrNo FTF
Green earns 3X on travel, no foreign transaction fee.
Apply Now
Rewards Rate
3xTravel
3xDining Worldwide
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$150/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Green earns 3X on travel, no foreign transaction fee.
Pros
  • 3X on travel
  • No foreign transaction fee
Cons
  • $150/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#3
Autograph
Autograph
Wells Fargo ·
7.5
3x Transit$0/yr feeNo FTF20,000 points
Autograph earns 3X on transit, with no annual fee, no foreign transaction fee, plus a 20,000 points signup bonus.
Apply Now
Rewards Rate
3xTransit
3xRestaurants
3xTravel
3xGas Stations
1.0xAll other purchases
Intro Offer
20,000 points
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Autograph earns 3X on transit, with no annual fee, no foreign transaction fee, plus a 20,000 points signup bonus.
Pros
  • 3X on transit
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
Apply Now Full Review →
#4
Altitude Connect
Altitude Connect
U.S. Bank ·
7.0
4x Travel$0/yr feeNo FTF
Altitude Connect earns 4X on travel, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
4xTravel
2xDining
2xGas Stations & Ev Charging
2xGrocery Stores
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Altitude Connect earns 4X on travel, with no annual fee, no foreign transaction fee.
Pros
  • 4X on travel
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#5
Business Altitude Connect
Business Altitude Connect
U.S. Bank ·
6.5
4x Travel$95/yrNo FTF
Business Altitude Connect earns 4X on travel, for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
4xTravel
2xDining & Takeout
2xGas Stations & Ev Charging
2xCell Phone Provider Purchases
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Business Altitude Connect earns 4X on travel, for just $95/yr, no foreign transaction fee.
Pros
  • 4X on travel
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#6
Amtrak Guest Rewards Preferred
Amtrak Guest Rewards Preferred
FNBO ·
6.0
4x Amtrak purchase$99/yrNo FTF
Amtrak Guest Rewards Preferred earns 4X on amtrak purchases, no foreign transaction fee.
Apply Now
Rewards Rate
4xAmtrak purchases
2xDining & Grocery
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$99/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amtrak Guest Rewards Preferred earns 4X on amtrak purchases, no foreign transaction fee.
Pros
  • 4X on amtrak purchases
  • No foreign transaction fee
Cons
  • $99/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#7
World of Hyatt
World of Hyatt
Chase ·
6.5
2x Local transit &$95/yrNo FTF
World of Hyatt earns 2X on local transit & commuting, for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
2xLocal transit & commuting
9xHyatt Properties
2xDining
2xAirline Tickets
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: World of Hyatt earns 2X on local transit & commuting, for just $95/yr, no foreign transaction fee.
Pros
  • 2X on local transit & commuting
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#8
World of Hyatt Business
World of Hyatt Business
Chase ·
6.0
2x Local transit &$199/yrNo FTF
World of Hyatt Business earns 2X on local transit & commuting, no foreign transaction fee.
Apply Now
Rewards Rate
2xLocal transit & commuting
9xHyatt Hotels
2xDining
2xAirline Tickets
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$199/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: World of Hyatt Business earns 2X on local transit & commuting, no foreign transaction fee.
Pros
  • 2X on local transit & commuting
  • No foreign transaction fee
Cons
  • $199/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#9
Amtrak Guest Rewards
Amtrak Guest Rewards
FNBO ·
7.0
3x Amtrak purchase$0/yr feeNo FTF
Amtrak Guest Rewards earns 3X on amtrak purchases, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
3xAmtrak purchases
2xDining
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: Amtrak Guest Rewards earns 3X on amtrak purchases, with no annual fee, no foreign transaction fee.
Pros
  • 3X on amtrak purchases
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#10
United Gateway
United Gateway
Chase ·
7.0
2x Local transit &$0/yr feeNo FTF
United Gateway earns 2X on local transit & commuting, with no annual fee, no foreign transaction fee.
Apply Now
Rewards Rate
2xLocal transit & commuting
2xUnited Airlines Purchases
2xGas Stations
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$0
Foreign Fee
None
Transfer Partners
No
Why we picked it: United Gateway earns 2X on local transit & commuting, with no annual fee, no foreign transaction fee.
Pros
  • 2X on local transit & commuting
  • No annual fee
  • No foreign transaction fee
Cons
  • No point transfer partners
  • No signup bonus
Apply Now Full Review →
#11
Blue Cash Preferred
Blue Cash Preferred
American Express ·
7.0
3x Transit$95/yrNo FTFUp to $300 cash back
Blue Cash Preferred earns 3X on transit, for just $95/yr, no foreign transaction fee, plus a Up to $300 cash back signup bonus.
Apply Now
Rewards Rate
3xTransit
6xUs Supermarkets
6xStreaming Services
3xUs Gas Stations
1.0xAll other purchases
Intro Offer
Up to $300 cash back
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Blue Cash Preferred earns 3X on transit, for just $95/yr, no foreign transaction fee, plus a Up to $300 cash back signup bonus.
Pros
  • 3X on transit
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#12
Blue Cash Preferred (Morgan Stanley)
Blue Cash Preferred (Morgan Stanley)
American Express ·
6.5
3x Transit$95/yrNo FTF
Blue Cash Preferred (Morgan Stanley) earns 3X on transit, for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
3xTransit
6xUs Supermarkets
6xStreaming Services
3xUs Gas Stations
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Blue Cash Preferred (Morgan Stanley) earns 3X on transit, for just $95/yr, no foreign transaction fee.
Pros
  • 3X on transit
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#13
Pathfinder
Pathfinder
PenFed ·
6.5
3x Travel & transi$95/yrNo FTF
Pathfinder earns 3X on travel & transit, for just $95/yr, no foreign transaction fee.
Apply Now
Rewards Rate
3xTravel & transit
2xDining & Grocery
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$95/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Pathfinder earns 3X on travel & transit, for just $95/yr, no foreign transaction fee.
Pros
  • 3X on travel & transit
  • Low $95/yr annual fee
  • No foreign transaction fee
Cons
  • $95/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#14
Southwest Plus
Southwest Plus
Chase ·
6.0
2x Local transit &$99/yrNo FTF
Southwest Plus earns 2X on local transit & commuting, no foreign transaction fee.
Apply Now
Rewards Rate
2xLocal transit & commuting
2xSouthwest Purchases
2xHotel & Car Rental Partners
2xStreaming Services
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$99/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Southwest Plus earns 2X on local transit & commuting, no foreign transaction fee.
Pros
  • 2X on local transit & commuting
  • No foreign transaction fee
Cons
  • $99/yr annual fee
  • No point transfer partners
Apply Now Full Review →
#15
Southwest Premier Business
Southwest Premier Business
Chase ·
6.0
2x Rideshare$149/yrNo FTF
Southwest Premier Business earns 2X on rideshare, no foreign transaction fee.
Apply Now
Rewards Rate
2xRideshare
3xSouthwest Purchases
2xHotel & Car Rental Partners
1xEverything Else
1.0xAll other purchases
Intro Offer
N/A
Annual Fee
$149/yr
Foreign Fee
None
Transfer Partners
No
Why we picked it: Southwest Premier Business earns 2X on rideshare, no foreign transaction fee.
Pros
  • 2X on rideshare
  • No foreign transaction fee
Cons
  • $149/yr annual fee
  • No point transfer partners
Apply Now Full Review →
RelatedBrex vs Green·Brex Review·Green Review·Autograph Review·Altitude Connect Review·Business Altitude Connect Review

Top 5 Picks in Detail

#1. Brex

The Brex from Brex earns 7x on rideshare with no annual fee.

Read Full Review →Apply Now →

#2. Green

The Green from American Express earns 3x on travel with a $150/yr fee that nets ~$30/yr on $500/mo transit & rideshares spend.

Read Full Review →Apply Now →

#3. Autograph

The Autograph from Wells Fargo earns 3x on transit with no annual fee, plus 20,000 points welcome bonus.

Read Full Review →Apply Now →

#4. Altitude Connect

The Altitude Connect from U.S. Bank earns 4x on travel with no annual fee.

Read Full Review →Apply Now →

#5. Business Altitude Connect

The Business Altitude Connect from U.S. Bank earns 4x on travel with a $95/yr fee that nets ~$145/yr on $500/mo transit & rideshares spend.

Read Full Review →Apply Now →

Our Methodology

Our transit & rideshares rankings are based on 15 data points across reward rates, annual fees, signup bonuses, and cardholder benefits. We pull data from 35+ independent verified sources including official card terms, issuer disclosures, and industry databases. Rankings are computed algorithmically with no affiliate influence on card placement or scoring. Cards are re-evaluated monthly as terms change. For the full breakdown of our scoring model, see our methodology page.

Frequently Asked Questions

What is the best credit card for transit & rideshares in 2026?
The Brex is our top-ranked card for transit & rideshares in 2026, earning 7X rewards with a $0/yr annual fee. We compared 15 qualifying cards based on category-specific bonus rates, annual fees, and cardholder benefits.
How did you rank these transit & rideshares credit cards?
We ranked 15 cards by their actual category-specific bonus rate using data from 35+ verified sources. Cards earning higher rewards in transit & rideshares rank higher. We also factor in annual fees, signup bonuses, and cardholder benefits.
Is there a no-annual-fee card for transit & rideshares?
Yes — the Brex is the top no-annual-fee option for transit & rideshares in our rankings.
How often are these rankings updated?
Rankings update automatically when card terms change. Data last verified: March 11, 2026.
PointsPick may earn a commission when you apply through our links. Full disclosure
This ranking draws on data from 35+ independent sources. Rankings are data-driven with no affiliate influence on placement. Last verified on March 11, 2026. Full methodology: www.pointspick.com/methodology.