Blue Cash Preferred vs Blue Cash Preferred (Morgan Stanley)
Blue Cash Preferred
$95/yr
7.0/10
VS
Blue Cash Preferred (Morgan Stanley)
$95/yr
6.5/10
Quick Answer
Blue Cash Preferred charges $95/yr with 1X base rewards. Blue Cash Preferred (Morgan Stanley) charges $95/yr with 1X base rewards. Blue Cash Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Blue Cash Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Blue Cash Preferred
5 earning categories
Benefits & Protection
Blue Cash Preferred
4 benefits vs 0
Statement Credits
Blue Cash Preferred
$204 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Cash Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Blue Cash PreferredPREMIUM PICK
Blue Cash Preferred (Morgan Stanley) is a strong alternative
Competitive features make it worth considering.
Apply for Blue Cash Preferred (Morgan Stanley)Rewards Earning: Detailed Comparison
Blue Cash Preferred
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Blue Cash Preferred (Morgan Stanley)
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Blue Cash Preferred (4 benefits)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $1,000)
- Extended Warranty
- Return Protection (up to $300)
Blue Cash Preferred (Morgan Stanley) (0 benefits)
See full review for benefits details.