Business Gold vs United Quest
Business Gold
$375/yr
7.5/10
VS
United Quest
$350/yr
6.0/10
Quick Answer
Business Gold charges $375/yr with 1X base rewards. United Quest charges $350/yr with 1X base rewards. United Quest offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Business Gold →
PointsPick may earn a commission. Disclosure
Apply for United Quest →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
United Quest
Lower annual fee ($375 vs $350)
Rewards Earning
United Quest
4 earning categories
Benefits & Protection
Business Gold
5 benefits vs 0
Statement Credits
Business Gold
$240 in annual credits
Flexibility
Business Gold
Transferable points to airline/hotel partners
OUR PICK
United Quest wins for most people
The $25 fee difference is hard to justify unless you maximize premium benefits.
Apply for United QuestPREMIUM PICK
Business Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business GoldRewards Earning: Detailed Comparison
Business Gold
| Top 2 eligible categories | 4.0X (up to $150,000) |
| Everything else | 1.0X |
United Quest
| United Airlines purchases | 3.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Business Gold (5 benefits)
- Baggage Insurance Plan (up to $3,000)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $10,000)
- Extended Warranty
- Return Protection (up to $300)
United Quest (0 benefits)
See full review for benefits details.