Business Gold vs Wyndham Rewards Earner Business
Business Gold
$375/yr
7.5/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Business Gold charges $375/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Business
Lower annual fee ($375 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Business Gold
5 benefits vs 0
Statement Credits
Business Gold
$240 in annual credits
Flexibility
Business Gold
Transferable points to airline/hotel partners
OUR PICK
Wyndham Rewards Earner Business wins for most people
The $280 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner BusinessPREMIUM PICK
Business Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business GoldRewards Earning: Detailed Comparison
Business Gold
| Top 2 eligible categories | 4.0X (up to $150,000) |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Business Gold (5 benefits)
- Baggage Insurance Plan (up to $3,000)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $10,000)
- Extended Warranty
- Return Protection (up to $300)
Wyndham Rewards Earner Business (0 benefits)
See full review for benefits details.