Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Cathay Pacific vs IHG Premier

Cathay Pacific

Cathay Pacific

$99/yr
6.0/10
VS
IHG Premier

IHG Premier

$99/yr
6.0/10
Quick Answer

Cathay Pacific charges $99/yr with 1X base rewards. IHG Premier charges $99/yr with 1X base rewards. Cathay Pacific offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Cathay Pacific →
PointsPick may earn a commission. Disclosure
Apply for IHG Premier →
PointsPick may earn a commission. Disclosure
Category
Cathay Pacific
IHG Premier
Annual Fee
$99
$99
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Cathay Pacific
Lower annual fee ($99 vs $99)

Rewards Earning

IHG Premier
6 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Cathay Pacific edges ahead

Better rewards and benefits at the same fee level.

Apply for Cathay Pacific
PREMIUM PICK

IHG Premier is a strong alternative

Competitive features make it worth considering.

Apply for IHG Premier

Rewards Earning: Detailed Comparison

Cathay Pacific

Cathay Pacific flights3.0X
Dining & hotel stays2.0X
Everything else1.0X

IHG Premier

IHG Hotels & Resorts10.0X
Travel (Chase Travel)5.0X
Dining3.0X
Gas stations3.0X
Groceries3.0X
Everything else1.0X
Read Cathay Pacific Review →Read IHG Premier Review →