Cathay Pacific vs IHG Premier

Cathay Pacific
$99/yr
6.0/10
VS

IHG Premier
$99/yr
6.0/10
Quick Answer
Cathay Pacific charges $99/yr with 1X base rewards. IHG Premier charges $99/yr with 1X base rewards. Cathay Pacific offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Cathay Pacific
Lower annual fee ($99 vs $99)
Rewards Earning
IHG Premier
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Cathay Pacific edges ahead
Better rewards and benefits at the same fee level.
Apply for Cathay PacificPREMIUM PICK
IHG Premier is a strong alternative
Competitive features make it worth considering.
Apply for IHG PremierRewards Earning: Detailed Comparison
Cathay Pacific
| Cathay Pacific flights | 3.0X |
| Dining & hotel stays | 2.0X |
| Everything else | 1.0X |
IHG Premier
| IHG Hotels & Resorts | 10.0X |
| Travel (Chase Travel) | 5.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Groceries | 3.0X |
| Everything else | 1.0X |