Delta SkyMiles Gold vs Hilton Honors Business
Delta SkyMiles Gold
$150/yr
6.0/10
VS
Hilton Honors Business
$175/yr
6.5/10
Quick Answer
Delta SkyMiles Gold charges $150/yr with 1X base rewards. Hilton Honors Business charges $175/yr with 1X base rewards. Delta SkyMiles Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Delta SkyMiles Gold
Lower annual fee ($150 vs $175)
Rewards Earning
Hilton Honors Business
7 earning categories
Benefits & Protection
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Visit each card's review for full benefits list
Statement Credits
Delta SkyMiles Gold
$200 in annual credits
Flexibility
Hilton Honors Business
Transferable points to airline/hotel partners
OUR PICK
Delta SkyMiles Gold wins for most people
The $25 fee difference is hard to justify unless you maximize premium benefits.
Apply for Delta SkyMiles GoldPREMIUM PICK
Hilton Honors Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors BusinessRewards Earning: Detailed Comparison
Delta SkyMiles Gold
| Delta purchases | 2.0X |
| US supermarkets | 2.0X |
| Dining worldwide | 2.0X |
| Everything else | 1.0X |
Hilton Honors Business
| Hilton hotels | 12.0X |
| US gas stations | 5.0X |
| US restaurants | 5.0X |
| Wireless phone services (US) | 5.0X |
| US shipping | 5.0X |
| US airlines (direct) | 5.0X |
| Everything else | 3.0X |