Delta SkyMiles Gold vs World of Hyatt Business

Delta SkyMiles Gold
$150/yr
6.0/10
VS

World of Hyatt Business
$199/yr
6.0/10
Quick Answer
Delta SkyMiles Gold charges $150/yr with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. Delta SkyMiles Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Delta SkyMiles Gold
Lower annual fee ($150 vs $199)
Rewards Earning
World of Hyatt Business
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Delta SkyMiles Gold
$200 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Delta SkyMiles Gold wins for most people
The $49 fee difference is hard to justify unless you maximize premium benefits.
Apply for Delta SkyMiles GoldPREMIUM PICK
World of Hyatt Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for World of Hyatt BusinessRewards Earning: Detailed Comparison
Delta SkyMiles Gold
| Delta purchases | 2.0X |
| US supermarkets | 2.0X |
| Dining worldwide | 2.0X |
| Everything else | 1.0X |
World of Hyatt Business
| Hyatt hotels (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |