Delta SkyMiles Platinum vs Platinum (Morgan Stanley)
Delta SkyMiles Platinum
$350/yr
6.0/10
VS
Platinum (Morgan Stanley)
$895/yr
5.5/10
Quick Answer
Delta SkyMiles Platinum charges $350/yr with 1X base rewards. Platinum (Morgan Stanley) charges $895/yr with 1X base rewards. Delta SkyMiles Platinum offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Delta SkyMiles Platinum
Lower annual fee ($350 vs $895)
Rewards Earning
Delta SkyMiles Platinum
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Platinum (Morgan Stanley)
$1439 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Delta SkyMiles Platinum wins for most people
The $545 fee difference is hard to justify unless you maximize premium benefits.
Apply for Delta SkyMiles PlatinumPREMIUM PICK
Platinum (Morgan Stanley) wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Platinum (Morgan Stanley)Rewards Earning: Detailed Comparison
Delta SkyMiles Platinum
| Delta purchases | 3.0X |
| Hotels (direct) | 3.0X |
| US supermarkets | 2.0X |
| Dining worldwide | 2.0X |
| Everything else | 1.0X |
Platinum (Morgan Stanley)
| Flights (Amex Travel) | 5.0X |
| Hotels (Amex Travel) | 5.0X |
| Everything else | 1.0X |