Everyday Preferred vs Hilton Honors Surpass

Everyday Preferred
$95/yr
6.5/10
VS

Hilton Honors Surpass
$95/yr
7.0/10
Quick Answer
Everyday Preferred charges $95/yr with 1X base rewards. Hilton Honors Surpass charges $95/yr with 1X base rewards. Everyday Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Everyday Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Hilton Honors Surpass
6 earning categories
Benefits & Protection
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Visit each card's review for full benefits list
Flexibility
Hilton Honors Surpass
Transferable points to airline/hotel partners
OUR PICK
Everyday Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Everyday PreferredPREMIUM PICK
Hilton Honors Surpass is a strong alternative
Competitive features make it worth considering.
Apply for Hilton Honors SurpassRewards Earning: Detailed Comparison
Everyday Preferred
| US supermarkets | 3.0X (up to $6,000) |
| US gas stations | 2.0X |
| Everything else | 1.0X |
| 50% bonus (30+ purchases) | 1.0X |
Hilton Honors Surpass
| Hilton hotels | 12.0X |
| US restaurants | 6.0X |
| US supermarkets | 6.0X |
| US gas stations | 6.0X |
| US online retail | 4.0X |
| Everything else | 3.0X |