Gemini vs Hilton Honors

Gemini
$0/yr
7.0/10
VS

Hilton Honors
$0/yr
7.5/10
Quick Answer
Gemini charges no annual fee with 1X base rewards. Hilton Honors charges no annual fee with 1X base rewards. Gemini offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Gemini
Lower annual fee ($0 vs $0)
Rewards Earning
Hilton Honors
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Hilton Honors
Transferable points to airline/hotel partners
PREMIUM PICK
Hilton Honors is a strong alternative
Competitive features make it worth considering.
Apply for Hilton HonorsRewards Earning: Detailed Comparison
Gemini
| Dining | 3.0X |
| Groceries | 2.0X |
| Everything else | 1.0X |
Hilton Honors
| Hilton hotels | 7.0X |
| US restaurants | 5.0X |
| US supermarkets | 5.0X |
| US gas stations | 5.0X |
| Everything else | 3.0X |