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Hilton Honors vs Wyndham Rewards Earner Business

Hilton Honors

Hilton Honors

$0/yr
7.5/10
VS
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business

$95/yr
6.5/10
Quick Answer

Hilton Honors charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Hilton Honors offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Hilton Honors →
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Category
Hilton Honors
Wyndham Rewards Earner Business
Annual Fee
$0 ✓
$95
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Hilton Honors
Lower annual fee ($0 vs $95)

Rewards Earning

Hilton Honors
5 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Hilton Honors
Transferable points to airline/hotel partners
OUR PICK

Hilton Honors wins for most people

The $95 fee difference is hard to justify unless you maximize premium benefits.

Apply for Hilton Honors
PREMIUM PICK

Wyndham Rewards Earner Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Wyndham Rewards Earner Business

Rewards Earning: Detailed Comparison

Hilton Honors

Hilton hotels7.0X
US restaurants5.0X
US supermarkets5.0X
US gas stations5.0X
Everything else3.0X

Wyndham Rewards Earner Business

Wyndham hotel & resorts8.0X
Gas stations & restaurants5.0X
Everything else1.0X
Read Hilton Honors Review →Read Wyndham Rewards Earner Business Review →