Hilton Honors vs Wyndham Rewards Earner Business

Hilton Honors
$0/yr
7.5/10
VS

Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Hilton Honors charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Hilton Honors offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Hilton Honors
Lower annual fee ($0 vs $95)
Rewards Earning
Hilton Honors
5 earning categories
Benefits & Protection
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Visit each card's review for full benefits list
Flexibility
Hilton Honors
Transferable points to airline/hotel partners
OUR PICK
Hilton Honors wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Hilton HonorsPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Hilton Honors
| Hilton hotels | 7.0X |
| US restaurants | 5.0X |
| US supermarkets | 5.0X |
| US gas stations | 5.0X |
| Everything else | 3.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |