IHG Premier vs Spark 2x Miles
IHG Premier
$99/yr
6.0/10
VS
Spark 2x Miles
$99/yr
6.0/10
Quick Answer
IHG Premier charges $99/yr with 1X base rewards. Spark 2x Miles charges $99/yr with 1X base rewards. IHG Premier offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
IHG Premier
Lower annual fee ($99 vs $99)
Rewards Earning
IHG Premier
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
IHG Premier edges ahead
Better rewards and benefits at the same fee level.
Apply for IHG PremierPREMIUM PICK
Spark 2x Miles is a strong alternative
Competitive features make it worth considering.
Apply for Spark 2x MilesRewards Earning: Detailed Comparison
IHG Premier
| IHG Hotels & Resorts | 10.0X |
| Travel (Chase Travel) | 5.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Groceries | 3.0X |
| Everything else | 1.0X |
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |