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Ink Business Premier vs Travel Rewards

Ink Business Premier

Ink Business Premier

$195/yr
6.0/10
VS
Travel Rewards

Travel Rewards

$0/yr
7.0/10
Quick Answer

Ink Business Premier charges $195/yr with 1X base rewards. Travel Rewards charges no annual fee with 1X base rewards. Travel Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Ink Business Premier →
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Apply for Travel Rewards →
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Category
Ink Business Premier
Travel Rewards
Annual Fee
$195
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Travel Rewards
Lower annual fee ($195 vs $0)

Rewards Earning

Ink Business Premier
3 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

Ink Business Premier
$300 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Travel Rewards wins for most people

The $195 fee difference is hard to justify unless you maximize premium benefits.

Apply for Travel Rewards
PREMIUM PICK

Ink Business Premier wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Ink Business Premier

Rewards Earning: Detailed Comparison

Ink Business Premier

Everything2.0X
Purchases of $5,000+2.5X
Travel (Chase Travel)5.0X

Travel Rewards

Everything1.5X
Read Ink Business Premier Review →Read Travel Rewards Review →