Marriott Bonvoy Business vs Platinum (Schwab)
Marriott Bonvoy Business
$125/yr
6.5/10
VS
Platinum (Schwab)
$895/yr
5.5/10
Quick Answer
Marriott Bonvoy Business charges $125/yr with 1X base rewards. Platinum (Schwab) charges $895/yr with 1X base rewards. Marriott Bonvoy Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Marriott Bonvoy Business
Lower annual fee ($125 vs $895)
Rewards Earning
Marriott Bonvoy Business
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Platinum (Schwab)
$1439 in annual credits
Flexibility
Marriott Bonvoy Business
Transferable points to airline/hotel partners
OUR PICK
Marriott Bonvoy Business wins for most people
The $770 fee difference is hard to justify unless you maximize premium benefits.
Apply for Marriott Bonvoy BusinessPREMIUM PICK
Platinum (Schwab) wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Platinum (Schwab)Rewards Earning: Detailed Comparison
Marriott Bonvoy Business
| Marriott Bonvoy hotels | 6.0X |
| US restaurants | 4.0X |
| US gas stations | 4.0X |
| Wireless phone services | 4.0X |
| US shipping | 4.0X |
| Everything else | 2.0X |
Platinum (Schwab)
| Flights (Amex Travel) | 5.0X |
| Hotels (Amex Travel) | 5.0X |
| Everything else | 1.0X |