MCC 0742 covers VETERINARY SERVICES merchants, classified under agricultural. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or agricultural category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Local businesses like Banfield Pet Hospital and VCA Animal Hospitals use MCC 0742. Cardholders will see charges for pet check-ups, vaccinations, and surgical procedures here.
Cardholders often think grooming services or pet supply purchases are coded under veterinary services, but these fall into different categories.
MCC 0742 stands for Veterinary Services. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the agricultural category.
Merchants classified under MCC 0742 (Veterinary Services) operate in the agricultural sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 0742 (Veterinary Services) is not currently a dedicated bonus category for most major credit cards. For agricultural spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 0742 (Veterinary Services). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for agricultural spending.
MCC 0742 is assigned to businesses providing veterinary services services. While this is a less common merchant category, any purchase that posts with code 0742 will be classified as 'Veterinary Services' by your card issuer, which determines whether agricultural category bonuses apply to that transaction.
MCC 0742 (Veterinary Services) and MCC 0763 (Agricultural Co-operatives) are both in the agricultural category but cover distinct merchant types. MCC 0742 is used for veterinary services businesses, while MCC 0763 is assigned to agricultural co-operatives merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.