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MCC Code
3028

MCC 3028: AIR MALTA — Credit Card Bonus Rates

Also classified as:
Visa: “AIR MALTA”
MC: “AIR MALTA”
Quick Answer

MCC 3028 covers AIR MALTA merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Air Malta uses MCC 3028 for all its transactions. Cardholders earn miles here when booking flights or buying merchandise from Air Malta.

Common Confusion

Cardholders often think purchases at other airlines will count towards Air Malta rewards, but only Air Malta transactions are coded as MCC 3028.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3028? +

MCC 3028 stands for AIR MALTA. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3028? +

Merchants classified under MCC 3028 (AIR MALTA) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3028 merchants? +

MCC 3028 (AIR MALTA) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3028 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3028 (AIR MALTA). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3028? +

MCC 3028 is assigned to businesses providing air malta services. While this is a less common merchant category, any purchase that posts with code 3028 will be classified as 'AIR MALTA' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3028 and MCC 3000? +

MCC 3028 (AIR MALTA) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3028 is used for air malta businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure