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MCC Code
3045

MCC 3045: NIGERIA AIRWAYS — Credit Card Bonus Rates

Also classified as:
Visa: “NIGERIA AIRWAYS”
MC: “NIGERIA AIRWAYS”
Quick Answer

MCC 3045 covers NIGERIA AIRWAYS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Airlines like Nigeria Airways and Ethiopian Airlines use MCC 3045. This code applies to all airline ticket purchases, baggage fees, and onboard expenses.

Common Confusion

Cardholders often think meals on the plane earn big rewards, but most airlines code these as a different category.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3045? +

MCC 3045 stands for NIGERIA AIRWAYS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3045? +

Merchants classified under MCC 3045 (NIGERIA AIRWAYS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3045 merchants? +

MCC 3045 (NIGERIA AIRWAYS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3045 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3045 (NIGERIA AIRWAYS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3045? +

MCC 3045 is assigned to businesses providing nigeria airways services. While this is a less common merchant category, any purchase that posts with code 3045 will be classified as 'NIGERIA AIRWAYS' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3045 and MCC 3000? +

MCC 3045 (NIGERIA AIRWAYS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3045 is used for nigeria airways businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure