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MCC Code
3190

MCC 3190: JUGOSLAV AIR — Credit Card Bonus Rates

Also classified as:
Visa: “JUGOSLAV AIR”
MC: “JUGOSLAV AIR”
Quick Answer

MCC 3190 covers JUGOSLAV AIR merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Real-World Examples: MCC 3190 Merchants

Aeroflot and JAT Airways use MCC 3190. Purchases like flight tickets, baggage fees, and onboard purchases get coded here.

When you swipe your credit card at any of these merchants, the transaction posts as MCC 3190 (jugoslav air). Your card issuer uses this code to determine whether airline category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.

MCC 3190 vs Similar Codes

Common Confusion

Cardholders often think any travel purchase gets coded as 3190. However, it only applies to airline transactions, not hotels or car rentals.

This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3190? +

MCC 3190 stands for JUGOSLAV AIR. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3190? +

Merchants classified under MCC 3190 (JUGOSLAV AIR) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3190 merchants? +

MCC 3190 (JUGOSLAV AIR) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3190 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3190 (JUGOSLAV AIR). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3190? +

MCC 3190 is assigned to businesses providing jugoslav air services. While this is a less common merchant category, any purchase that posts with code 3190 will be classified as 'JUGOSLAV AIR' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3190 and MCC 3000? +

MCC 3190 (JUGOSLAV AIR) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3190 is used for jugoslav air businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Apr 2026 · Methodology · Advertiser Disclosure