MCC 3191 covers ISLAND AIRLINES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Delta Air Lines, Hawaiian Airlines, and JetBlue Airways use MCC 3191. This code applies to all airfare purchases and related expenses like baggage fees.
Cardholders often misunderstand that car rentals booked through airlines don't always qualify under MCC 3191; they might be coded differently.
MCC 3191 stands for ISLAND AIRLINES. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3191 (ISLAND AIRLINES) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3191 (ISLAND AIRLINES) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3191 (ISLAND AIRLINES). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3191 is assigned to businesses providing island airlines services. While this is a less common merchant category, any purchase that posts with code 3191 will be classified as 'ISLAND AIRLINES' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3191 (ISLAND AIRLINES) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3191 is used for island airlines businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.