MCC 3204 covers FREEDOM AIR merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Delta Airlines, Southwest Airlines, and United Airlines use MCC 3204. Purchases like flights, upgrades, and lounge access get coded here.
Cardholders often think any travel booking site uses this code, but it's specific to airlines. Booking a flight on Expedia doesn't count.
MCC 3204 stands for FREEDOM AIR. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3204 (FREEDOM AIR) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3204 (FREEDOM AIR) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3204 (FREEDOM AIR). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3204 is assigned to businesses providing freedom air services. While this is a less common merchant category, any purchase that posts with code 3204 will be classified as 'FREEDOM AIR' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3204 (FREEDOM AIR) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3204 is used for freedom air businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.