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MCC Code
3228

MCC 3228: CAYMAN AIRWAYS — Credit Card Bonus Rates

Also classified as:
Visa: “CAYMAN AIRWAYS”
MC: “CAYMAN AIRWAYS”
Quick Answer

MCC 3228 covers CAYMAN AIRWAYS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Cayman Airways is the primary business using MCC 3228. Specific purchases include flights, meals at airport lounges, and in-flight purchases.

Common Confusion

Cardholders often误以为其他航空公司也可能使用相同的MCC代码,但实际上MCC 3228几乎专属于Cayman Airways。

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3228? +

MCC 3228 stands for CAYMAN AIRWAYS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3228? +

Merchants classified under MCC 3228 (CAYMAN AIRWAYS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3228 merchants? +

MCC 3228 (CAYMAN AIRWAYS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3228 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3228 (CAYMAN AIRWAYS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3228? +

MCC 3228 is assigned to businesses providing cayman airways services. While this is a less common merchant category, any purchase that posts with code 3228 will be classified as 'CAYMAN AIRWAYS' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3228 and MCC 3000? +

MCC 3228 (CAYMAN AIRWAYS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3228 is used for cayman airways businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure