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MCC Code
3272

MCC 3272: Airlines — Credit Card Bonus Rates

Also classified as:
Visa: “Airlines”
MC: “Airlines”
Quick Answer

MCC 3272 covers AIRLINES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Delta Air Lines, American Airlines, and United Airlines use MCC 3272. Specific purchases include flight tickets, baggage fees, and onboard purchases like meals.

Common Confusion

Cardholders often misunderstand that ground transportation services at airports don't qualify under this code.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3272? +

MCC 3272 stands for Airlines. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3272? +

Merchants classified under MCC 3272 (Airlines) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3272 merchants? +

MCC 3272 (Airlines) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3272 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3272 (Airlines). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3272? +

MCC 3272 is assigned to businesses providing airlines services. While this is a less common merchant category, any purchase that posts with code 3272 will be classified as 'Airlines' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3272 and MCC 3000? +

MCC 3272 (Airlines) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3272 is used for airlines businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure