MCC 3284 covers AERO VIRGIN ISLANDS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Virgin Islands flights coded here. Also, excursions and services from companies like Sea Adventures and Island Tours.
Cardholders often think all Caribbean travel expenses go here. But only Virgin Islands businesses use MCC 3284.
MCC 3284 stands for AERO VIRGIN ISLANDS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3284 (AERO VIRGIN ISLANDS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3284 (AERO VIRGIN ISLANDS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3284 (AERO VIRGIN ISLANDS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3284 is assigned to businesses providing aero virgin islands services. While this is a less common merchant category, any purchase that posts with code 3284 will be classified as 'AERO VIRGIN ISLANDS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3284 (AERO VIRGIN ISLANDS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3284 is used for aero virgin islands businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.