MCC 3286 covers AEROLINEAS NICARAGUENSIS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Delta, United, and American Airlines use MCC 3286. It codes for purchases like flights, baggage fees, and onboard expenses.
Cardholders often mistake this for general travel expenses. Car rentals and hotel stays don't get coded here.
MCC 3286 stands for AEROLINEAS NICARAGUENSIS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3286 (AEROLINEAS NICARAGUENSIS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3286 (AEROLINEAS NICARAGUENSIS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3286 (AEROLINEAS NICARAGUENSIS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3286 is assigned to businesses providing aerolineas nicaraguensis services. While this is a less common merchant category, any purchase that posts with code 3286 will be classified as 'AEROLINEAS NICARAGUENSIS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3286 (AEROLINEAS NICARAGUENSIS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3286 is used for aerolineas nicaraguensis businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.