MCC 3402 covers CAR RENTAL merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hertz, Avis, and Enterprise use MCC 3402. This code applies to all car rental transactions.
Cardholders often think gas station purchases fall under car rentals but they don't. Renting a bike or scooter doesn’t count either.
MCC 3402 stands for Car Rental. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3402 (Car Rental) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3402 (Car Rental) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3402 (Car Rental). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3402 is assigned to businesses providing car rental services. While this is a less common merchant category, any purchase that posts with code 3402 will be classified as 'Car Rental' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3402 (Car Rental) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3402 is used for car rental businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.