MCC 3430 covers MAJOR RENT-A-CAR merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hertz, Enterprise, and Avis use MCC 3430. It codes car rental fees, including insurance options.
Cardholders often think fuel purchases at a rental counter go to the same MCC; they actually get coded separately.
MCC 3430 stands for MAJOR RENT-A-CAR. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3430 (MAJOR RENT-A-CAR) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3430 (MAJOR RENT-A-CAR) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3430 (MAJOR RENT-A-CAR). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3430 is assigned to businesses providing major rent-a-car services. While this is a less common merchant category, any purchase that posts with code 3430 will be classified as 'MAJOR RENT-A-CAR' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3430 (MAJOR RENT-A-CAR) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3430 is used for major rent-a-car businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.